Legal

Terms of Service

Last updated: October 4, 2026

1. The service

ArthCalc provides free online calculators and educational content for personal finance planning. Use of the site constitutes acceptance of these terms.

2. Not professional advice

All calculators and articles are for general informational and planning purposes only. They are not financial, tax, investment, or legal advice. Consult a qualified professional before making financial decisions. See our disclaimer.

3. Acceptable use

You agree not to misuse the site — including attempting to disrupt it, scrape it aggressively, or misrepresent its outputs as professional advice.

4. Intellectual property

Site design, text, and code are owned by ArthCalc. You may link to our tools freely; you may not republish substantial content without permission.

5. Limitation of liability

The site is provided "as is" without warranties. To the maximum extent permitted by law, ArthCalc is not liable for decisions made based on calculator outputs or site content.

6. Changes

We may update these terms; continued use after changes constitutes acceptance.