Add up your cash, gold, silver and investments — get your nisab check and exact 2.5% zakat in seconds.
Zakat = 2.5% × (zakatable assets − deductible liabilities), payable when net wealth has met or exceeded nisab for one lunar (Hijri) year.
Nisab is 87.48g of gold or 612.36g of silver. Because silver is far cheaper, the silver nisab is much lower — so this choice genuinely changes whether zakat is due on you.
Pakistan's Hanafi-majority context: most Pakistanis follow the Hanafi madhab, and Hanafi scholars widely recommend the silver nisab as the more precautionary standard — it brings more people into giving and better serves the poor. That's why this calculator defaults to silver. If your scholar directs you to the gold nisab, switch it in the dropdown above — the threshold and your zakat update instantly.
Rates last reviewed: October 2026. Gold and silver prices move daily — always enter the market rate on your zakat due date (banks auto-deduct on 1st Ramadan; otherwise use your lunar-year anniversary).
Gold specifically confusing you? Read how to calculate zakat on gold step by step — nisab, purity adjustments, and a worked example.
The minimum wealth threshold for zakat: 87.48 grams of gold or 612.36 grams of silver (or equivalent value), held for one lunar year.
2.5% of net zakatable wealth held for one lunar (Hijri) year.
Cash, bank balances, gold, silver, investments, business stock and receivables. Your home, car and personal items are exempt; debts and imminent expenses are deducted.
Zakat is on wealth held, not income earned. Salary that is spent during the year isn't zakatable; whatever remains saved and exceeds nisab for a lunar year is.